{"id":1112,"date":"2019-05-28T08:29:25","date_gmt":"2019-05-28T08:29:25","guid":{"rendered":"http:\/\/localhost\/quanto\/?page_id=1112"},"modified":"2019-05-28T08:29:25","modified_gmt":"2019-05-28T08:29:25","slug":"fixed-rate-mortgages","status":"publish","type":"page","link":"https:\/\/wpdemo2.vegatheme.com\/quanto\/fixed-rate-mortgages\/","title":{"rendered":"Fixed Rate Mortgages"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row css=&#8221;.vc_custom_1569385979646{padding-top: 80px !important;padding-bottom: 80px !important;}&#8221; el_class=&#8221;space-bot-mb&#8221;][vc_column offset=&#8221;vc_col-md-6&#8243; css=&#8221;.vc_custom_1559032327942{margin-bottom: 60px !important;}&#8221;][vc_custom_heading text=&#8221;What is A Fixed Rate Mortgage?&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1559031861907{margin-bottom: 24px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1566806722413{margin-bottom: 24px !important;}&#8221;]<\/p>\n<h1 class=\"lead text-dark\">As its name\u00a0<span class=\"border-bottom border-brand \">implies, a fixed rate <\/span>mortgage is one where the interest rate on your home loan remains the same throughout its duration.<\/h1>\n<p>This differs from a loan where the interest rate may change over time, such as an adjustable rate mortgage.[\/vc_column_text]\n            <a class=\"btn  btn-brand btn-rounded \" href=\"http:\/\/wpdemo2.oceanthemes.net\/quanto\/mortgage-rate-table\/\" style=\"\">Check today\u2019s mortgage rates<\/a>\n    \n    [\/vc_column][vc_column offset=&#8221;vc_col-md-6&#8243; css=&#8221;.vc_custom_1568694482149{margin-bottom: 40px !important;}&#8221;]            <div class=\"card thumbnail-small-block card-pattern-left\">\n            <img decoding=\"async\" src=\"https:\/\/wpdemo2.vegatheme.com\/quanto\/wp-content\/uploads\/sites\/11\/2019\/05\/product-img.jpg\" alt=\"\" class=\"card-img-top\">\n                    <\/div>\n    \n    [\/vc_column][vc_column][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1568686882062{margin-bottom: 40px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1559032444721{margin-bottom: 0px !important;}&#8221;]Fixed rate mortgages are the most popular form of home loan in the United States largely due to the appeal of a consistent mortgage payment amount over the life of the loan.[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1568686889911{margin-bottom: 40px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1559032456508{margin-bottom: 0px !important;}&#8221;]In many instances, fixed rate mortgages have higher mortgage payments than adjustable rate mortgages. This is most often because the interest rate remains unchanged for the duration of the loan.[\/vc_column_text][\/vc_column][vc_column el_class=&#8221;col-width-auto shadow-box&#8221; css=&#8221;.vc_custom_1559032963385{margin-right: 15px !important;margin-bottom: 80px !important;margin-left: 15px !important;padding-top: 80px !important;padding-right: 80px !important;padding-bottom: 80px !important;padding-left: 80px !important;background-color: #ffffff !important;}&#8221;][vc_row_inner][vc_column_inner offset=&#8221;vc_col-lg-offset-3 vc_col-lg-6&#8243; css=&#8221;.vc_custom_1568686909297{margin-bottom: 40px !important;}&#8221;][vc_custom_heading text=&#8221;Fixed Rate Mortgage Benefits&#8221; font_container=&#8221;tag:h2|text_align:center&#8221; use_theme_fonts=&#8221;yes&#8221;][vc_column_text css=&#8221;.vc_custom_1566288536235{margin-bottom: 0px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\">The biggest benefit of a fixed rate mortgage is the fact that the interest rate does not change over time.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243; offset=&#8221;vc_col-md-4&#8243;]        <div class=\" feature-block-v5 feature-block \">\n        <div class=\"feature-icon icon-circle\"><i class=\"fa fa-arrows-alt\"><\/i><\/div>        <div class=\"feature-content\">\n            <h4 class=\"feature-title\">Competitive Interest Rates<\/h4>\n            <p>Vivamus rutrum, libero eget rutrum vehicula, telluel convallis diam risus finibus sapien.<\/p>\n        <\/div>\n    <\/div>\n    \n    [\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243; offset=&#8221;vc_col-md-4&#8243;]        <div class=\" feature-block-v5 feature-block \">\n        <div class=\"feature-icon icon-circle\"><i class=\"fa fa-lock\"><\/i><\/div>        <div class=\"feature-content\">\n            <h4 class=\"feature-title\">Locked Interest Rate<\/h4>\n            <p>Fusce pretium neque non vestibulum finibus. Suspendisse ut rutrum simple dummy semper hendrerit.<\/p>\n        <\/div>\n    <\/div>\n    \n    [\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243; offset=&#8221;vc_col-md-4&#8243;]        <div class=\" feature-block-v5 feature-block \">\n        <div class=\"feature-icon icon-circle\"><i class=\"fa fa-share-alt\"><\/i><\/div>        <div class=\"feature-content\">\n            <h4 class=\"feature-title\">Easier-to-understand<\/h4>\n            <p>Suspendisse aliquet tortor et sodales aliquam. Vestibulum egestas mole stie magna ac feugiat.<\/p>\n        <\/div>\n    <\/div>\n    \n    [\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column][vc_row_inner][vc_column_inner offset=&#8221;vc_col-lg-offset-2 vc_col-lg-8&#8243; css=&#8221;.vc_custom_1568686924026{margin-bottom: 40px !important;}&#8221;][vc_custom_heading text=&#8221;How long do I repay a fixed-rate mortgage?&#8221; font_container=&#8221;tag:h2|text_align:center&#8221; use_theme_fonts=&#8221;yes&#8221;][vc_column_text css=&#8221;.vc_custom_1559033461753{margin-bottom: 0px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\">The mortgage term is the number of years you repay the loan. Fixed-rate mortgages usually come in terms of 15 or 30 years. Here are some pros and cons of each term:<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]    <div class=\"card card-outline card-pattern-left \">\n        <div class=\"card-body\">\n            <h3>30-Year Fixed<\/h3>\n            <p>Fusce mollis, erat in facilisis ullamc orper, dui mauris semper urna, dictum maximus ante neque nec metus.<\/p>\n        <\/div>\n            <\/div>\n\n    [\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]    <div class=\"card card-outline card-pattern-right \">\n        <div class=\"card-body\">\n            <h3>15-Year Fixed<\/h3>\n            <p>Aenean congue, libero ut sodales dapibus, mi elit venenatis metus, non volutpat arcu sapien id tellus.<\/p>\n        <\/div>\n            <\/div>\n\n    [\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1569385992800{padding-top: 100px !important;padding-bottom: 100px !important;background-color: #ffffff !important;}&#8221; el_class=&#8221;space-mb&#8221;][vc_column offset=&#8221;vc_col-lg-offset-2 vc_col-lg-8&#8243; css=&#8221;.vc_custom_1568686948472{margin-bottom: 40px !important;}&#8221;][vc_custom_heading text=&#8221;Get Pre-Qualified For A Fixed Rate Mortgage&#8221; font_container=&#8221;tag:h2|text_align:center&#8221; use_theme_fonts=&#8221;yes&#8221;][vc_column_text css=&#8221;.vc_custom_1559033589663{margin-bottom: 0px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\">With flexible options, program expertise, and superior service, we\u2019ll work with you from application to close to ensure a smooth loan process and create a loan program that meets your financial needs and goals.<\/p>\n<p>[\/vc_column_text][\/vc_column][vc_column offset=&#8221;vc_col-lg-offset-2 vc_col-lg-8&#8243;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;]        <div class=\"cta-block text-center \">\n        <div class=\"cta-block-content\">\n                        <div class=\"cta-block-icon icon-circle\">\n                <i class=\"flaticon-112-contract\"><\/i>\n            <\/div>\n                        <h4 class=\"cta-block-title\">Apply Online<\/h4>\n            <p>To apply online, simply complete our application form and we will back to you as soon as possible.<\/p>\n                        <a class=\" btn btn-rounded btn-secondary \" href=\"http:\/\/wpdemo2.oceanthemes.net\/quanto\/\" target=\"_self\">Apply Now<\/a>                    <\/div>\n    <\/div>\n    \n    [\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]        <div class=\"cta-block text-center \">\n        <div class=\"cta-block-content\">\n                        <div class=\"cta-block-icon icon-circle\">\n                <i class=\"flaticon-029-file-2\"><\/i>\n            <\/div>\n                        <h4 class=\"cta-block-title\">Application Form (PDF)<\/h4>\n            <p>Simple download and complete the application form ans submit to our near branch office.<\/p>\n                        <a class=\" btn btn-rounded btn-brand \" href=\"http:\/\/wpdemo2.oceanthemes.net\/quanto\/\" target=\"_self\">Download PDF<\/a>                    <\/div>\n    <\/div>\n    \n    [\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column offset=&#8221;vc_col-lg-offset-2 vc_col-lg-8&#8243; css=&#8221;.vc_custom_1559034349097{margin-top: 60px !important;}&#8221;]\n    <div class=\"alert alert-warning \" role=\"alert\" style=\"\">\n        <p class=\"text-dark mb-0\" style=\"text-align: center;\">To learn more about getting pre-approved for your next mortgage.<\/p>\n<p style=\"text-align: center;\"><a class=\"mr-4\" href=\"#\">support@oceanthemes.net<\/a><a href=\"#\">contact us today at 800.123.4567<\/a><\/p>\n    <\/div>\n\n[\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1569386004552{padding-top: 100px !important;padding-bottom: 100px !important;}&#8221; el_class=&#8221;space-mb&#8221;][vc_column][vc_custom_heading text=&#8221;Other Popular Loan Options&#8221; font_container=&#8221;tag:h2|text_align:center&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1568686981240{margin-bottom: 40px !important;}&#8221;][\/vc_column][vc_column]\n<div class=\"row \">\n        \n              <div class=\"col-lg-4 col-md-6 col-sm-12 col-12\">\n            <div class=\"service-block-v1 service-block service-block-outline card-pattern-left\">\n                <div class=\"service-block-content\">\n                                        <div class=\"icon-circle service-block-icon\">\n                        <i class=\"icon-008-mortgage\"><\/i>\n                    <\/div>\n                                        <h3 class=\"service-block-title\"><a href=\"https:\/\/wpdemo2.vegatheme.com\/quanto\/Mortgage\/buying-a-home\/\" class=\"title\">Buying A Home<\/a><\/h3>\n                    <p class=\"service-block-text\">Aliquam vel ligula eget metus soellentesque lacininon pellentee diam aliquam id. <\/p>                <\/div>\n                                <div class=\"service-block-footer\">\n                    <a href=\"https:\/\/wpdemo2.vegatheme.com\/quanto\/Mortgage\/buying-a-home\/\" class=\"btn-brand-link\"> Read More<\/a>\n                <\/div>\n                            <\/div>\n        <\/div>\n                \n              <div class=\"col-lg-4 col-md-6 col-sm-12 col-12\">\n            <div class=\"service-block-v1 service-block service-block-outline card-pattern-left\">\n                <div class=\"service-block-content\">\n                                        <div class=\"icon-circle service-block-icon\">\n                        <i class=\"icon-036-calculator\"><\/i>\n                    <\/div>\n                                        <h3 class=\"service-block-title\"><a href=\"https:\/\/wpdemo2.vegatheme.com\/quanto\/Mortgage\/refinance\/\" class=\"title\">Refinance<\/a><\/h3>\n                    <p class=\"service-block-text\">Mauris placerat dolor mauris, sed varius ante quadiam a comqdales nisl nec eros lobortis faucibus <\/p>                <\/div>\n                                <div class=\"service-block-footer\">\n                    <a href=\"https:\/\/wpdemo2.vegatheme.com\/quanto\/Mortgage\/refinance\/\" class=\"btn-brand-link\"> Read More<\/a>\n                <\/div>\n                            <\/div>\n        <\/div>\n                \n              <div class=\"col-lg-4 col-md-6 col-sm-12 col-12\">\n            <div class=\"service-block-v1 service-block service-block-outline card-pattern-left\">\n                <div class=\"service-block-content\">\n                                        <div class=\"icon-circle service-block-icon\">\n                        <i class=\"icon-016-investment\"><\/i>\n                    <\/div>\n                                        <h3 class=\"service-block-title\"><a href=\"https:\/\/wpdemo2.vegatheme.com\/quanto\/Mortgage\/loan-options\/\" class=\"title\">Loan Options<\/a><\/h3>\n                    <p class=\"service-block-text\">Curabitur sed sodales augue, vitae tempor orciunc enim end nunc infacilisis faucibus magna. <\/p>                <\/div>\n                                <div class=\"service-block-footer\">\n                    <a href=\"https:\/\/wpdemo2.vegatheme.com\/quanto\/Mortgage\/loan-options\/\" class=\"btn-brand-link\"> Read More<\/a>\n                <\/div>\n                            <\/div>\n        <\/div>\n              <\/div>  \n\n[\/vc_column][vc_column offset=&#8221;vc_col-md-offset-3 vc_col-md-6&#8243; css=&#8221;.vc_custom_1559034363687{margin-top: 30px !important;}&#8221;]\n    <div class=\"alert alert-warning \" role=\"alert\" style=\"\">\n        <p style=\"text-align: center;\">Have a question? Speak to a Quanto specialist at (800-123-1234)<\/p>\n    <\/div>\n\n[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row css=&#8221;.vc_custom_1569385979646{padding-top: 80px !important;padding-bottom: 80px !important;}&#8221; el_class=&#8221;space-bot-mb&#8221;][vc_column offset=&#8221;vc_col-md-6&#8243; css=&#8221;.vc_custom_1559032327942{margin-bottom: 60px !important;}&#8221;][vc_custom_heading text=&#8221;What is A Fixed Rate Mortgage?&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1559031861907{margin-bottom: 24px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1566806722413{margin-bottom: 24px !important;}&#8221;] As its name\u00a0implies, a fixed rate mortgage is one where the interest rate on your home loan remains the same throughout its duration. This differs from a loan where the interest [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1112","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/wpdemo2.vegatheme.com\/quanto\/wp-json\/wp\/v2\/pages\/1112","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wpdemo2.vegatheme.com\/quanto\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/wpdemo2.vegatheme.com\/quanto\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/wpdemo2.vegatheme.com\/quanto\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/wpdemo2.vegatheme.com\/quanto\/wp-json\/wp\/v2\/comments?post=1112"}],"version-history":[{"count":0,"href":"https:\/\/wpdemo2.vegatheme.com\/quanto\/wp-json\/wp\/v2\/pages\/1112\/revisions"}],"wp:attachment":[{"href":"https:\/\/wpdemo2.vegatheme.com\/quanto\/wp-json\/wp\/v2\/media?parent=1112"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}