{"id":1148,"date":"2019-05-29T07:27:31","date_gmt":"2019-05-29T07:27:31","guid":{"rendered":"http:\/\/localhost\/quanto\/?page_id=1148"},"modified":"2019-05-29T07:27:31","modified_gmt":"2019-05-29T07:27:31","slug":"compare-rate","status":"publish","type":"page","link":"https:\/\/wpdemo2.vegatheme.com\/quanto\/compare-rate\/","title":{"rendered":"Compare Rate"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row css=&#8221;.vc_custom_1559114850181{padding-top: 80px !important;padding-bottom: 80px !important;}&#8221;][vc_column]\n    <div class=\"table-responsive \">\n        <table class=\"table lender-compare-table \">\n            <thead>\n                <tr>\n                    <th scope=\"col\">30-year fixed<\/th>\n                    <th scope=\"col\">Apr<\/th>\n                    <th scope=\"col\">Monthly Payment<\/th>\n                    <th scope=\"col\">More Info<\/th>\n                <\/tr>\n            <\/thead>\n        \n        <tbody>\n            <tr>\n                <td>\n                    <div class=\"lender-data\">\n                        <div class=\"lender-data-img\"><img decoding=\"async\" src=\"https:\/\/wpdemo2.vegatheme.com\/quanto\/wp-content\/uploads\/sites\/11\/2019\/05\/lender-logo-1.png\" alt=\"\"><\/div>\n                        <div class=\"lender-data-rating\">\n                            <div class=\"rating\">\n                                                        <span><i class=\"fa fa-star\"><\/i> <\/span>\n                            <span><i class=\"fa fa-star\"><\/i> <\/span>\n                            <span><i class=\"fa fa-star\"><\/i> <\/span>\n                            <span><i class=\"fa fa-star\"><\/i> <\/span>\n                            <span><i class=\"fa fa-star\"><\/i> <\/span>\n                                                            <span class=\"text-dark rating-text\">9 Reviews<\/span>\n                            <\/div>\n                            <small class=\"lender-id\">ID #11<\/small>\n                        <\/div>\n                        <p class=\"lender-fee-year\">30-year fixed<\/p>\n                    <\/div>\n                <\/td>\n                <td>\n                    <div class=\"lender-rate\">\n                        <h3 class=\"lender-rate-value\">4.564%<\/h3>\n                        <div class=\"lender-rate-data\">\n                            <small class=\"lender-rate-meta fontweight-medium \"><span class=\"lender-rate-meta-text text-light\">Rate:<\/span> <span class=\"lender-rate-meta-value\">4.500%<\/span><\/small><br>\n                            <small class=\"lender-rate-meta fontweight-medium \"><span class=\"lender-rate-meta-fees text-light\">Fees:<\/span> <span class=\"lender-rate-meta-amount\">$1,491<\/span> <a href=\"javascript:void(0)\" class=\"btn-popover\" data-container=\"body\" data-toggle=\"popover\" data-placement=\"top\" data-content=\"The fees shown are charged by the lender for originating the loan.\"> <i class=\"fa fa-exclamation-circle \"><\/i> <\/a>\n                            <\/small>\n                        <\/div>\n                    <\/div>\n                <\/td>\n                <td>\n                    <div class=\"lender-payment\">\n                        <h3 class=\"lender-payment-amount\">$1,469<\/h3>\n                        <small class=\"lender-payment-amount-meta\">Principal &amp; Int.<\/small>\n                    <\/div>\n                <\/td>\n                <td>\n                    <div class=\"lender-info\">\n                        <div class=\" text-center\">\n                            <a href=\"https:\/\/wpdemo2.vegatheme.com\/quanto\/ot_lenders\/ronacedre-au\/\" class=\"btn btn-brand btn-rounded btn-sm\"> More Details<\/a><br>\n                            <small class=\"text-light lender-info-call-text\">(800) 123 5678<\/small>\n                        <\/div>\n                        <!-- Button trigger modal -->\n                        <a href=\"#\" class=\"mt-4 d-block text-center\" data-toggle=\"modal\" data-target=\"#modal-1\"> <i class=\"fa fa-plus-circle\"><\/i> More Info<\/a>\n                        <!-- Modal -->\n                        <div class=\"modal fade\" id=\"modal-1\" tabindex=\"-1\" role=\"dialog\" aria-hidden=\"true\">\n                            <div class=\"modal-dialog modal-dialog-centered modal-lg\" role=\"document\">\n                                <div class=\"modal-content\">\n                                    <div class=\"modal-header\">\n                                        <button type=\"button\" class=\"close\" data-dismiss=\"modal\" aria-label=\"Close\">\n                                            <span aria-hidden=\"true\">&times;<\/span>\n                                        <\/button>\n                                    <\/div>\n                                    <div class=\"modal-body\">\n                                        <div class=\"wpb-content-wrapper\"><p>[vc_row css=&#8221;.vc_custom_1556870679694{padding-top: 80px !important;padding-bottom: 80px !important;}&#8221;][vc_column css=&#8221;.vc_custom_1556873717065{margin-right: 15px !important;margin-left: 15px !important;border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 30px !important;padding-right: 30px !important;padding-bottom: 30px !important;padding-left: 30px !important;background-color: #ffffff !important;border-left-color: #ebedfc !important;border-left-style: solid !important;border-right-color: #ebedfc !important;border-right-style: solid !important;border-top-color: #ebedfc !important;border-top-style: solid !important;border-bottom-color: #ebedfc !important;border-bottom-style: solid !important;}&#8221; el_class=&#8221;col-width-auto shadow-hover&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;582&#8243; img_size=&#8221;full&#8221; css=&#8221;.vc_custom_1569572425979{margin-bottom: 0px !important;padding-bottom: 30px !important;}&#8221;][\/vc_column_inner][vc_column_inner el_class=&#8221;ht-right&#8221; width=&#8221;1\/2&#8243;][vc_column_text css=&#8221;.vc_custom_1569572434352{margin-bottom: 0px !important;padding-bottom: 30px !important;}&#8221; el_class=&#8221;text-mb-left&#8221;]<\/p>\n<p class=\"mb-1\" style=\"text-align: right;\">info@example.com <span class=\" ml-3\">800 &#8211; 132 &#8211; 4567<\/span><\/p>\n<p style=\"text-align: right;\"><a href=\"#\">Go to Lender Website<\/a><\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_tta_tabs color=&#8221;white&#8221; active_section=&#8221;1&#8243; css=&#8221;.vc_custom_1557307749747{background-color: #ffffff !important;}&#8221; el_class=&#8221;ot-tabs lender-custom&#8221;][vc_tta_section title=&#8221;Lender Info&#8221; tab_id=&#8221;1556872159256-28460f5b-5a6b-1&#8243;][vc_custom_heading text=&#8221;About the lender&#8221; font_container=&#8221;tag:h4|text_align:left&#8221; use_theme_fonts=&#8221;yes&#8221;][vc_column_text css=&#8221;.vc_custom_1556872722281{margin-bottom: 24px !important;}&#8221;]Praesent luctus nulla cursus augue posuere, venenatis interdum nisl faucibus. Pellentesque id elit placerat quam euismod gravida. Sed bibendum justo magna, accumsan cursus magna venenatis non. Aliquam efficitur faucibus sodales.<\/p>\n<ul>\n<li>Lorem ipsum dolor sit amet, consectetur adipiscing elit.<\/li>\n<li>Fusce hendrerit velit nec orci imperdiet, a ultrices diam sagittis.<\/li>\n<li>Integer vestibulum orci in dolor pellentesque, sollicitudin aliquam lacus semper.<\/li>\n<li>Aliquam at purus cursus, dictum nunc non, sodales sem.<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;Our services include&#8221; font_container=&#8221;tag:h4|text_align:left&#8221; use_theme_fonts=&#8221;yes&#8221;][vc_column_text css=&#8221;.vc_custom_1556872769259{margin-bottom: 0px !important;}&#8221;]<\/p>\n<ul>\n<li>Lorem ipsum dolor sit amet, consectetur adipiscing elit.<\/li>\n<li>Fusce hendrerit velit nec orci imperdiet, a ultrices diam sagittis.<\/li>\n<li>Integer vestibulum orci in dolor pellentesque, sollicitudin aliquam lacus semper.<\/li>\n<li>Aliquam at purus cursus, dictum nunc non, sodales sem.<\/li>\n<\/ul>\n<p class=\"mb-0\">Information provided by the institution. If the information is in error, please contact<\/p>\n<p><a href=\"#\">info@quantomortgageexample.com<\/a>[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Reviews&#8221; tab_id=&#8221;1556872159274-232485a6-0fa1-2&#8243;]        <div class=\"review-block \">\n        <div class=\"border-bottom pb-4 mb-3\">\n            <div class=\"rating mb-2\">\n                                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                                <span class=\"text-dark ml-2\">10\/08\/2018<\/span>            <\/div>\n            <h4 class=\"review-title\">An Awesome &amp; Amazing Service<\/h4>            <p class=\"review-meta\">Willie Mitchell <span class=\"review-location\"><i class=\"fa fa-map-marker-alt\"><\/i>Austin<\/span><\/p>            <p class=\"review-text\">Praesent luctus nulla cursus augue posuere, venenatis interdum nisl faucibus. Pellentesque id elit placerat quam euismod gravida. Sed bibendum justo magna, accumsan cursus magna venenatis non. Aliquam efficitur faucibus sodales.<\/p>        <\/div>\n    <\/div>    \n    \n            <div class=\"review-block \">\n        <div class=\"border-bottom pb-4 mb-3\">\n            <div class=\"rating mb-2\">\n                                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                                <span class=\"text-dark ml-2\">10\/08\/2018<\/span>            <\/div>\n            <h4 class=\"review-title\">Very user-friendly service and quick response<\/h4>            <p class=\"review-meta\">Minom R. Kaiser <span class=\"review-location\"><i class=\"fa fa-map-marker-alt\"><\/i>Australia<\/span><\/p>            <p class=\"review-text\">Nunc volutpat ligula sed pharetra rutrum. Aliquam efficitur volutpat ligula, interdum tincidunt felis aliquet in. In ultrices in odio in ullamcorper. Pellentesque nec vulputate dui, ut malesuada erat.<\/p>        <\/div>\n    <\/div>    \n    \n            <div class=\"review-block \">\n        <div class=\"border-bottom pb-4 mb-3\">\n            <div class=\"rating mb-2\">\n                                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                                <span class=\"text-dark ml-2\">10\/08\/2018<\/span>            <\/div>\n            <h4 class=\"review-title\">I was impressed with the convenience and very helpful customer service.<\/h4>            <p class=\"review-meta\">Lois M Natumn <span class=\"review-location\"><i class=\"fa fa-map-marker-alt\"><\/i>Wharton, TX<\/span><\/p>            <p class=\"review-text\">Sed ante sapien, pretium in diam vitae, volutpat iaculis ante. Aliquam sit amet lacus ligula. Maecenas in tortor sagittis, malesuada eros quis, tincidunt est. Quisque nec tellus accumsan, lacinia magna in, aliquet nisl.<\/p>        <\/div>\n    <\/div>    \n    \n    [\/vc_tta_section][vc_tta_section title=&#8221;Loan Terms&#8221; tab_id=&#8221;1556872182684-927717f4-3261-3&#8243;][vc_column_text css=&#8221;.vc_custom_1566294267534{margin-bottom: 0px !important;}&#8221;]Conditions and requirements included in a loan agreement that specify the loan amount, term, interest rate, and other enforceable conditions agreed to by the borrower and the lender.<\/p>\n<h4>Types of Term Loans<\/h4>\n<p><strong class=\"text-dark\">A short-term loan:<\/strong>\u00a0Mauris placerat ex nisl, quis pellentesque erat tristique non. Fusce laoreet elit et pulvinar sodales. Mauris sagittis semper massa, sed fermentum magna blandit quis. Orci varius natoque penatibus et magnis dis parturient montes, nascetur ridiculus mus.<\/p>\n<p><strong class=\"text-dark\">An intermediate-term loan:<\/strong>\u00a0Fusce laoreet elit et pulvinar sodales. Mauris sagittis semper massa, sed fermentum magna blandit quis. Orci varius natoque penatibus et magnis dis parturient montes, nascetur ridiculus mus.<\/p>\n<p><strong class=\"text-dark\">A long-term loan:\u00a0<\/strong>Etiam consequat nisl a mi pellentesque, vitae rutrum libero ornare. Phasellus eu lacus in diam suscipit lobortis id eget erat. Phasellus pharetra tortor sit amet sollicitudin aliquet. Nulla a mollis quam. Fusce placerat turpis quis quam posuere porta. Etiam mattis metus arcu. Suspendisse ut tempor sapien.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;EMP&#8221; tab_id=&#8221;1556872192064-be879abf-86ba-4&#8243;][vc_column_text css=&#8221;.vc_custom_1566294283197{margin-bottom: 0px !important;}&#8221;]<\/p>\n<p class=\"lead\">Divide your interest rate by the number of payments you&#8217;ll make in the year (interest rates are expressed annually). So, for example, if you&#8217;re making monthly payments, divide by 12. 2. Multiply it by the balance of your loan, which for the first payment, will be your whole principal amount.<\/p>\n<h4>Different Loans, Different Calculations<\/h4>\n<p>Sed ligula magna, suscipit non cursus sodales, ornare vitae eros. Vivamus sollicitudin mi eu tempor rhoncus.Sed posuere vitae enim vitae tristique.Maecenas egestas sodales augue quis ultricies. Ut aliquam euismod ligulaonec sit amet auctor urna.<\/p>\n<ul class=\"list-unstyled arrow\">\n<li><strong class=\"text-dark\">Use a basic loan calculator:<\/strong>\u00a0For most home and auto loans this\u00a0<a href=\"#\" target=\"_blank\" rel=\"noopener noreferrer\">Google Sheets<\/a>\u00a0calculator will handle.<\/li>\n<li><strong class=\"text-dark\">Build a spreadsheet:<\/strong>\u00a0Pellentesque eros ligula, dignissim ac pulvinar iaculis, malesuada ac jusutpat efficitur sapien.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Fees&#8221; tab_id=&#8221;1556872199630-da6b4c4e-d548-5&#8243;][vc_column_text css=&#8221;.vc_custom_1566294500355{margin-bottom: 24px !important;}&#8221;]<\/p>\n<h4>What Is a Loan Application Fee?<\/h4>\n<p>Nullam dictum justo et condimentum sollicitudin. Aenean vitae nibh eu erat mattis convallis. Nam accumsan lobortis tortor non venenatis. Donec et consectetur elit. Sed facilisis sagittis velit, eu suscipit nibh tempus viverra.[\/vc_column_text][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text css=&#8221;.vc_custom_1566294446460{margin-bottom: 0px !important;}&#8221;]<\/p>\n<h4>How a Loan Application Fee Works<\/h4>\n<p>Pellentesque faucibus lorem ac mi elementum imperdiet. Sed ligula magna, suscipit non cursus sodales, ornare vitae eros. Vivamus sollicitudin mi eu tempor rhoncus.<\/p>\n<ul class=\"list-unstyled angle\">\n<li>Fusce placerat turpis quis quam posuere porta.<\/li>\n<li>Suspendisse ut tempor sapid euismodt sem vestibulum .<\/li>\n<li>Nam egestas nisi vel nisi varius quis suscipit Sed id nislurnelit.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text css=&#8221;.vc_custom_1566294458264{margin-bottom: 0px !important;}&#8221;]<\/p>\n<h4>How Do Lenders Use Loan Application Fees?<\/h4>\n<p>Quisque vestibulum lectus quis pellentesque consectetur. Fusce ligula mi, ornare in tincidunt ut, auctor sed odio. Praesent diam neque, rhoncus non nulla non, sollicitudin pharetra leo.<\/p>\n<ul class=\"list-unstyled angle\">\n<li>Fusce placerat turpis quis quam posuere porta.<\/li>\n<li>Suspendisse ut tempor sapid euismodt sem vestibulum .<\/li>\n<li>Nam egestas nisi vel nisi varius quis suscipit Sed id nislurnelit.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_tta_section][\/vc_tta_tabs][\/vc_column][\/vc_row]<\/p>\n<\/div>                                    <\/div>\n                                    <div class=\"modal-footer\">\n                                        <button type=\"button\" class=\"btn btn-secondary\" data-dismiss=\"modal\">Close<\/button>\n                                        <a href=\"https:\/\/wpdemo2.vegatheme.com\/quanto\/ot_lenders\/ronacedre-au\/\" class=\"btn btn-primary\">Start With Landers<\/a>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                <\/td>\n            <\/tr>\n        <\/tbody>\n        \n        <tbody>\n            <tr>\n                <td>\n                    <div class=\"lender-data\">\n                        <div class=\"lender-data-img\"><img decoding=\"async\" src=\"https:\/\/wpdemo2.vegatheme.com\/quanto\/wp-content\/uploads\/sites\/11\/2019\/05\/lender-logo-2.png\" alt=\"\"><\/div>\n                        <div class=\"lender-data-rating\">\n                            <div class=\"rating\">\n                                                        <span><i class=\"fa fa-star\"><\/i> <\/span>\n                            <span><i class=\"fa fa-star\"><\/i> <\/span>\n                            <span><i class=\"fa fa-star\"><\/i> <\/span>\n                            <span><i class=\"fa fa-star\"><\/i> <\/span>\n                            <span><i class=\"fa fa-star\"><\/i> <\/span>\n                                                            <span class=\"text-dark rating-text\">140 Reviews<\/span>\n                            <\/div>\n                            <small class=\"lender-id\">ID #12<\/small>\n                        <\/div>\n                        <p class=\"lender-fee-year\">30-year fixed<\/p>\n                    <\/div>\n                <\/td>\n                <td>\n                    <div class=\"lender-rate\">\n                        <h3 class=\"lender-rate-value\">4.625%<\/h3>\n                        <div class=\"lender-rate-data\">\n                            <small class=\"lender-rate-meta fontweight-medium \"><span class=\"lender-rate-meta-text text-light\">Rate:<\/span> <span class=\"lender-rate-meta-value\">4.625%<\/span><\/small><br>\n                            <small class=\"lender-rate-meta fontweight-medium \"><span class=\"lender-rate-meta-fees text-light\">Fees:<\/span> <span class=\"lender-rate-meta-amount\">$2,152<\/span> <a href=\"javascript:void(0)\" class=\"btn-popover\" data-container=\"body\" data-toggle=\"popover\" data-placement=\"top\" data-content=\"The fees shown are charged by the lender for originating the loan.\"> <i class=\"fa fa-exclamation-circle \"><\/i> <\/a>\n                            <\/small>\n                        <\/div>\n                    <\/div>\n                <\/td>\n                <td>\n                    <div class=\"lender-payment\">\n                        <h3 class=\"lender-payment-amount\">$1,469<\/h3>\n                        <small class=\"lender-payment-amount-meta\">Principal &amp; Int.<\/small>\n                    <\/div>\n                <\/td>\n                <td>\n                    <div class=\"lender-info\">\n                        <div class=\" text-center\">\n                            <a href=\"https:\/\/wpdemo2.vegatheme.com\/quanto\/ot_lenders\/jesworth-au\/\" class=\"btn btn-brand btn-rounded btn-sm\"> More Details<\/a><br>\n                            <small class=\"text-light lender-info-call-text\">(800) 123 5678<\/small>\n                        <\/div>\n                        <!-- Button trigger modal -->\n                        <a href=\"#\" class=\"mt-4 d-block text-center\" data-toggle=\"modal\" data-target=\"#modal-2\"> <i class=\"fa fa-plus-circle\"><\/i> More Info<\/a>\n                        <!-- Modal -->\n                        <div class=\"modal fade\" id=\"modal-2\" tabindex=\"-1\" role=\"dialog\" aria-hidden=\"true\">\n                            <div class=\"modal-dialog modal-dialog-centered modal-lg\" role=\"document\">\n                                <div class=\"modal-content\">\n                                    <div class=\"modal-header\">\n                                        <button type=\"button\" class=\"close\" data-dismiss=\"modal\" aria-label=\"Close\">\n                                            <span aria-hidden=\"true\">&times;<\/span>\n                                        <\/button>\n                                    <\/div>\n                                    <div class=\"modal-body\">\n                                        <div class=\"wpb-content-wrapper\"><p>[vc_row css=&#8221;.vc_custom_1556870679694{padding-top: 80px !important;padding-bottom: 80px !important;}&#8221;][vc_column css=&#8221;.vc_custom_1556873717065{margin-right: 15px !important;margin-left: 15px !important;border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 30px !important;padding-right: 30px !important;padding-bottom: 30px !important;padding-left: 30px !important;background-color: #ffffff !important;border-left-color: #ebedfc !important;border-left-style: solid !important;border-right-color: #ebedfc !important;border-right-style: solid !important;border-top-color: #ebedfc !important;border-top-style: solid !important;border-bottom-color: #ebedfc !important;border-bottom-style: solid !important;}&#8221; el_class=&#8221;col-width-auto shadow-hover&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;582&#8243; img_size=&#8221;full&#8221; css=&#8221;.vc_custom_1569573024788{margin-bottom: 0px !important;padding-bottom: 30px !important;}&#8221;][\/vc_column_inner][vc_column_inner el_class=&#8221;ht-right&#8221; width=&#8221;1\/2&#8243;][vc_column_text css=&#8221;.vc_custom_1569573038569{margin-bottom: 0px !important;padding-bottom: 30px !important;}&#8221; el_class=&#8221;text-mb-left&#8221;]<\/p>\n<p class=\"mb-1\" style=\"text-align: right;\">info@example.com <span class=\" ml-3\">800 &#8211; 132 &#8211; 4567<\/span><\/p>\n<p style=\"text-align: right;\"><a href=\"#\">Go to Lender Website<\/a><\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_tta_tabs color=&#8221;white&#8221; active_section=&#8221;1&#8243; css=&#8221;.vc_custom_1557307749747{background-color: #ffffff !important;}&#8221; el_class=&#8221;ot-tabs lender-custom&#8221;][vc_tta_section title=&#8221;Lender Info&#8221; tab_id=&#8221;1556872159256-28460f5b-5a6b-1&#8243;][vc_custom_heading text=&#8221;About the lender&#8221; font_container=&#8221;tag:h4|text_align:left&#8221; use_theme_fonts=&#8221;yes&#8221;][vc_column_text css=&#8221;.vc_custom_1556872722281{margin-bottom: 24px !important;}&#8221;]Praesent luctus nulla cursus augue posuere, venenatis interdum nisl faucibus. Pellentesque id elit placerat quam euismod gravida. Sed bibendum justo magna, accumsan cursus magna venenatis non. Aliquam efficitur faucibus sodales.<\/p>\n<ul>\n<li>Lorem ipsum dolor sit amet, consectetur adipiscing elit.<\/li>\n<li>Fusce hendrerit velit nec orci imperdiet, a ultrices diam sagittis.<\/li>\n<li>Integer vestibulum orci in dolor pellentesque, sollicitudin aliquam lacus semper.<\/li>\n<li>Aliquam at purus cursus, dictum nunc non, sodales sem.<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;Our services include&#8221; font_container=&#8221;tag:h4|text_align:left&#8221; use_theme_fonts=&#8221;yes&#8221;][vc_column_text css=&#8221;.vc_custom_1556872769259{margin-bottom: 0px !important;}&#8221;]<\/p>\n<ul>\n<li>Lorem ipsum dolor sit amet, consectetur adipiscing elit.<\/li>\n<li>Fusce hendrerit velit nec orci imperdiet, a ultrices diam sagittis.<\/li>\n<li>Integer vestibulum orci in dolor pellentesque, sollicitudin aliquam lacus semper.<\/li>\n<li>Aliquam at purus cursus, dictum nunc non, sodales sem.<\/li>\n<\/ul>\n<p class=\"mb-0\">Information provided by the institution. If the information is in error, please contact<\/p>\n<p><a href=\"#\">info@quantomortgageexample.com<\/a>[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Reviews&#8221; tab_id=&#8221;1556872159274-232485a6-0fa1-2&#8243;]        <div class=\"review-block \">\n        <div class=\"border-bottom pb-4 mb-3\">\n            <div class=\"rating mb-2\">\n                                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                                <span class=\"text-dark ml-2\">10\/08\/2018<\/span>            <\/div>\n            <h4 class=\"review-title\">An Awesome &amp; Amazing Service<\/h4>            <p class=\"review-meta\">Willie Mitchell <span class=\"review-location\"><i class=\"fa fa-map-marker-alt\"><\/i>Austin<\/span><\/p>            <p class=\"review-text\">Praesent luctus nulla cursus augue posuere, venenatis interdum nisl faucibus. Pellentesque id elit placerat quam euismod gravida. Sed bibendum justo magna, accumsan cursus magna venenatis non. Aliquam efficitur faucibus sodales.<\/p>        <\/div>\n    <\/div>    \n    \n            <div class=\"review-block \">\n        <div class=\"border-bottom pb-4 mb-3\">\n            <div class=\"rating mb-2\">\n                                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                                <span class=\"text-dark ml-2\">10\/08\/2018<\/span>            <\/div>\n            <h4 class=\"review-title\">Very user-friendly service and quick response<\/h4>            <p class=\"review-meta\">Minom R. Kaiser <span class=\"review-location\"><i class=\"fa fa-map-marker-alt\"><\/i>Australia<\/span><\/p>            <p class=\"review-text\">Nunc volutpat ligula sed pharetra rutrum. Aliquam efficitur volutpat ligula, interdum tincidunt felis aliquet in. In ultrices in odio in ullamcorper. Pellentesque nec vulputate dui, ut malesuada erat.<\/p>        <\/div>\n    <\/div>    \n    \n            <div class=\"review-block \">\n        <div class=\"border-bottom pb-4 mb-3\">\n            <div class=\"rating mb-2\">\n                                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                                <span class=\"text-dark ml-2\">10\/08\/2018<\/span>            <\/div>\n            <h4 class=\"review-title\">I was impressed with the convenience and very helpful customer service.<\/h4>            <p class=\"review-meta\">Lois M Natumn <span class=\"review-location\"><i class=\"fa fa-map-marker-alt\"><\/i>Wharton, TX<\/span><\/p>            <p class=\"review-text\">Sed ante sapien, pretium in diam vitae, volutpat iaculis ante. Aliquam sit amet lacus ligula. Maecenas in tortor sagittis, malesuada eros quis, tincidunt est. Quisque nec tellus accumsan, lacinia magna in, aliquet nisl.<\/p>        <\/div>\n    <\/div>    \n    \n    [\/vc_tta_section][vc_tta_section title=&#8221;Loan Terms&#8221; tab_id=&#8221;1556872182684-927717f4-3261-3&#8243;][vc_column_text css=&#8221;.vc_custom_1566294267534{margin-bottom: 0px !important;}&#8221;]Conditions and requirements included in a loan agreement that specify the loan amount, term, interest rate, and other enforceable conditions agreed to by the borrower and the lender.<\/p>\n<h4>Types of Term Loans<\/h4>\n<p><strong class=\"text-dark\">A short-term loan:<\/strong>\u00a0Mauris placerat ex nisl, quis pellentesque erat tristique non. Fusce laoreet elit et pulvinar sodales. Mauris sagittis semper massa, sed fermentum magna blandit quis. Orci varius natoque penatibus et magnis dis parturient montes, nascetur ridiculus mus.<\/p>\n<p><strong class=\"text-dark\">An intermediate-term loan:<\/strong>\u00a0Fusce laoreet elit et pulvinar sodales. Mauris sagittis semper massa, sed fermentum magna blandit quis. Orci varius natoque penatibus et magnis dis parturient montes, nascetur ridiculus mus.<\/p>\n<p><strong class=\"text-dark\">A long-term loan:\u00a0<\/strong>Etiam consequat nisl a mi pellentesque, vitae rutrum libero ornare. Phasellus eu lacus in diam suscipit lobortis id eget erat. Phasellus pharetra tortor sit amet sollicitudin aliquet. Nulla a mollis quam. Fusce placerat turpis quis quam posuere porta. Etiam mattis metus arcu. Suspendisse ut tempor sapien.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;EMP&#8221; tab_id=&#8221;1556872192064-be879abf-86ba-4&#8243;][vc_column_text css=&#8221;.vc_custom_1566294283197{margin-bottom: 0px !important;}&#8221;]<\/p>\n<p class=\"lead\">Divide your interest rate by the number of payments you&#8217;ll make in the year (interest rates are expressed annually). So, for example, if you&#8217;re making monthly payments, divide by 12. 2. Multiply it by the balance of your loan, which for the first payment, will be your whole principal amount.<\/p>\n<h4>Different Loans, Different Calculations<\/h4>\n<p>Sed ligula magna, suscipit non cursus sodales, ornare vitae eros. Vivamus sollicitudin mi eu tempor rhoncus.Sed posuere vitae enim vitae tristique.Maecenas egestas sodales augue quis ultricies. Ut aliquam euismod ligulaonec sit amet auctor urna.<\/p>\n<ul class=\"list-unstyled arrow\">\n<li><strong class=\"text-dark\">Use a basic loan calculator:<\/strong>\u00a0For most home and auto loans this\u00a0<a href=\"#\" target=\"_blank\" rel=\"noopener noreferrer\">Google Sheets<\/a>\u00a0calculator will handle.<\/li>\n<li><strong class=\"text-dark\">Build a spreadsheet:<\/strong>\u00a0Pellentesque eros ligula, dignissim ac pulvinar iaculis, malesuada ac jusutpat efficitur sapien.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Fees&#8221; tab_id=&#8221;1556872199630-da6b4c4e-d548-5&#8243;][vc_column_text css=&#8221;.vc_custom_1566294500355{margin-bottom: 24px !important;}&#8221;]<\/p>\n<h4>What Is a Loan Application Fee?<\/h4>\n<p>Nullam dictum justo et condimentum sollicitudin. Aenean vitae nibh eu erat mattis convallis. Nam accumsan lobortis tortor non venenatis. Donec et consectetur elit. Sed facilisis sagittis velit, eu suscipit nibh tempus viverra.[\/vc_column_text][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text css=&#8221;.vc_custom_1566294446460{margin-bottom: 0px !important;}&#8221;]<\/p>\n<h4>How a Loan Application Fee Works<\/h4>\n<p>Pellentesque faucibus lorem ac mi elementum imperdiet. Sed ligula magna, suscipit non cursus sodales, ornare vitae eros. Vivamus sollicitudin mi eu tempor rhoncus.<\/p>\n<ul class=\"list-unstyled angle\">\n<li>Fusce placerat turpis quis quam posuere porta.<\/li>\n<li>Suspendisse ut tempor sapid euismodt sem vestibulum .<\/li>\n<li>Nam egestas nisi vel nisi varius quis suscipit Sed id nislurnelit.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text css=&#8221;.vc_custom_1566294458264{margin-bottom: 0px !important;}&#8221;]<\/p>\n<h4>How Do Lenders Use Loan Application Fees?<\/h4>\n<p>Quisque vestibulum lectus quis pellentesque consectetur. Fusce ligula mi, ornare in tincidunt ut, auctor sed odio. Praesent diam neque, rhoncus non nulla non, sollicitudin pharetra leo.<\/p>\n<ul class=\"list-unstyled angle\">\n<li>Fusce placerat turpis quis quam posuere porta.<\/li>\n<li>Suspendisse ut tempor sapid euismodt sem vestibulum .<\/li>\n<li>Nam egestas nisi vel nisi varius quis suscipit Sed id nislurnelit.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_tta_section][\/vc_tta_tabs][\/vc_column][\/vc_row]<\/p>\n<\/div>                                    <\/div>\n                                    <div class=\"modal-footer\">\n                                        <button type=\"button\" class=\"btn btn-secondary\" data-dismiss=\"modal\">Close<\/button>\n                                        <a href=\"https:\/\/wpdemo2.vegatheme.com\/quanto\/ot_lenders\/jesworth-au\/\" class=\"btn btn-primary\">Start With Landers<\/a>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                <\/td>\n            <\/tr>\n        <\/tbody>\n        \n        <tbody>\n            <tr>\n                <td>\n                    <div class=\"lender-data\">\n                        <div class=\"lender-data-img\"><img decoding=\"async\" src=\"https:\/\/wpdemo2.vegatheme.com\/quanto\/wp-content\/uploads\/sites\/11\/2019\/05\/lender-logo-3.png\" alt=\"\"><\/div>\n                        <div class=\"lender-data-rating\">\n                            <div class=\"rating\">\n                                                        <span><i class=\"fa fa-star\"><\/i> <\/span>\n                            <span><i class=\"fa fa-star\"><\/i> <\/span>\n                            <span><i class=\"fa fa-star\"><\/i> <\/span>\n                            <span><i class=\"fa fa-star\"><\/i> <\/span>\n                            <span><i class=\"fa fa-star\"><\/i> <\/span>\n                                                            <span class=\"text-dark rating-text\">109 Reviews<\/span>\n                            <\/div>\n                            <small class=\"lender-id\">ID #13<\/small>\n                        <\/div>\n                        <p class=\"lender-fee-year\">30-year fixed<\/p>\n                    <\/div>\n                <\/td>\n                <td>\n                    <div class=\"lender-rate\">\n                        <h3 class=\"lender-rate-value\">4.625%<\/h3>\n                        <div class=\"lender-rate-data\">\n                            <small class=\"lender-rate-meta fontweight-medium \"><span class=\"lender-rate-meta-text text-light\">Rate:<\/span> <span class=\"lender-rate-meta-value\">4.625%<\/span><\/small><br>\n                            <small class=\"lender-rate-meta fontweight-medium \"><span class=\"lender-rate-meta-fees text-light\">Fees:<\/span> <span class=\"lender-rate-meta-amount\">$2,152<\/span> <a href=\"javascript:void(0)\" class=\"btn-popover\" data-container=\"body\" data-toggle=\"popover\" data-placement=\"top\" data-content=\"The fees shown are charged by the lender for originating the loan.\"> <i class=\"fa fa-exclamation-circle \"><\/i> <\/a>\n                            <\/small>\n                        <\/div>\n                    <\/div>\n                <\/td>\n                <td>\n                    <div class=\"lender-payment\">\n                        <h3 class=\"lender-payment-amount\">$1,469<\/h3>\n                        <small class=\"lender-payment-amount-meta\">Principal &amp; Int.<\/small>\n                    <\/div>\n                <\/td>\n                <td>\n                    <div class=\"lender-info\">\n                        <div class=\" text-center\">\n                            <a href=\"https:\/\/wpdemo2.vegatheme.com\/quanto\/ot_lenders\/hesber-au\/\" class=\"btn btn-brand btn-rounded btn-sm\"> More Details<\/a><br>\n                            <small class=\"text-light lender-info-call-text\">(800) 123 5678<\/small>\n                        <\/div>\n                        <!-- Button trigger modal -->\n                        <a href=\"#\" class=\"mt-4 d-block text-center\" data-toggle=\"modal\" data-target=\"#modal-3\"> <i class=\"fa fa-plus-circle\"><\/i> More Info<\/a>\n                        <!-- Modal -->\n                        <div class=\"modal fade\" id=\"modal-3\" tabindex=\"-1\" role=\"dialog\" aria-hidden=\"true\">\n                            <div class=\"modal-dialog modal-dialog-centered modal-lg\" role=\"document\">\n                                <div class=\"modal-content\">\n                                    <div class=\"modal-header\">\n                                        <button type=\"button\" class=\"close\" data-dismiss=\"modal\" aria-label=\"Close\">\n                                            <span aria-hidden=\"true\">&times;<\/span>\n                                        <\/button>\n                                    <\/div>\n                                    <div class=\"modal-body\">\n                                        <div class=\"wpb-content-wrapper\"><p>[vc_row css=&#8221;.vc_custom_1556870679694{padding-top: 80px !important;padding-bottom: 80px !important;}&#8221;][vc_column css=&#8221;.vc_custom_1556873717065{margin-right: 15px !important;margin-left: 15px !important;border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 30px !important;padding-right: 30px !important;padding-bottom: 30px !important;padding-left: 30px !important;background-color: #ffffff !important;border-left-color: #ebedfc !important;border-left-style: solid !important;border-right-color: #ebedfc !important;border-right-style: solid !important;border-top-color: #ebedfc !important;border-top-style: solid !important;border-bottom-color: #ebedfc !important;border-bottom-style: solid !important;}&#8221; el_class=&#8221;col-width-auto shadow-hover&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;582&#8243; img_size=&#8221;full&#8221; css=&#8221;.vc_custom_1569573124875{margin-bottom: 0px !important;padding-bottom: 30px !important;}&#8221;][\/vc_column_inner][vc_column_inner el_class=&#8221;ht-right&#8221; width=&#8221;1\/2&#8243;][vc_column_text css=&#8221;.vc_custom_1569573134480{margin-bottom: 0px !important;padding-bottom: 30px !important;}&#8221; el_class=&#8221;text-mb-left&#8221;]<\/p>\n<p class=\"mb-1\" style=\"text-align: right;\">info@example.com <span class=\" ml-3\">800 &#8211; 132 &#8211; 4567<\/span><\/p>\n<p style=\"text-align: right;\"><a href=\"#\">Go to Lender Website<\/a><\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_tta_tabs color=&#8221;white&#8221; active_section=&#8221;1&#8243; css=&#8221;.vc_custom_1557307749747{background-color: #ffffff !important;}&#8221; el_class=&#8221;ot-tabs lender-custom&#8221;][vc_tta_section title=&#8221;Lender Info&#8221; tab_id=&#8221;1556872159256-28460f5b-5a6b-1&#8243;][vc_custom_heading text=&#8221;About the lender&#8221; font_container=&#8221;tag:h4|text_align:left&#8221; use_theme_fonts=&#8221;yes&#8221;][vc_column_text css=&#8221;.vc_custom_1556872722281{margin-bottom: 24px !important;}&#8221;]Praesent luctus nulla cursus augue posuere, venenatis interdum nisl faucibus. Pellentesque id elit placerat quam euismod gravida. Sed bibendum justo magna, accumsan cursus magna venenatis non. Aliquam efficitur faucibus sodales.<\/p>\n<ul>\n<li>Lorem ipsum dolor sit amet, consectetur adipiscing elit.<\/li>\n<li>Fusce hendrerit velit nec orci imperdiet, a ultrices diam sagittis.<\/li>\n<li>Integer vestibulum orci in dolor pellentesque, sollicitudin aliquam lacus semper.<\/li>\n<li>Aliquam at purus cursus, dictum nunc non, sodales sem.<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;Our services include&#8221; font_container=&#8221;tag:h4|text_align:left&#8221; use_theme_fonts=&#8221;yes&#8221;][vc_column_text css=&#8221;.vc_custom_1556872769259{margin-bottom: 0px !important;}&#8221;]<\/p>\n<ul>\n<li>Lorem ipsum dolor sit amet, consectetur adipiscing elit.<\/li>\n<li>Fusce hendrerit velit nec orci imperdiet, a ultrices diam sagittis.<\/li>\n<li>Integer vestibulum orci in dolor pellentesque, sollicitudin aliquam lacus semper.<\/li>\n<li>Aliquam at purus cursus, dictum nunc non, sodales sem.<\/li>\n<\/ul>\n<p class=\"mb-0\">Information provided by the institution. If the information is in error, please contact<\/p>\n<p><a href=\"#\">info@quantomortgageexample.com<\/a>[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Reviews&#8221; tab_id=&#8221;1556872159274-232485a6-0fa1-2&#8243;]        <div class=\"review-block \">\n        <div class=\"border-bottom pb-4 mb-3\">\n            <div class=\"rating mb-2\">\n                                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                                <span class=\"text-dark ml-2\">10\/08\/2018<\/span>            <\/div>\n            <h4 class=\"review-title\">An Awesome &amp; Amazing Service<\/h4>            <p class=\"review-meta\">Willie Mitchell <span class=\"review-location\"><i class=\"fa fa-map-marker-alt\"><\/i>Austin<\/span><\/p>            <p class=\"review-text\">Praesent luctus nulla cursus augue posuere, venenatis interdum nisl faucibus. Pellentesque id elit placerat quam euismod gravida. Sed bibendum justo magna, accumsan cursus magna venenatis non. Aliquam efficitur faucibus sodales.<\/p>        <\/div>\n    <\/div>    \n    \n            <div class=\"review-block \">\n        <div class=\"border-bottom pb-4 mb-3\">\n            <div class=\"rating mb-2\">\n                                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                                <span class=\"text-dark ml-2\">10\/08\/2018<\/span>            <\/div>\n            <h4 class=\"review-title\">Very user-friendly service and quick response<\/h4>            <p class=\"review-meta\">Minom R. Kaiser <span class=\"review-location\"><i class=\"fa fa-map-marker-alt\"><\/i>Australia<\/span><\/p>            <p class=\"review-text\">Nunc volutpat ligula sed pharetra rutrum. Aliquam efficitur volutpat ligula, interdum tincidunt felis aliquet in. In ultrices in odio in ullamcorper. Pellentesque nec vulputate dui, ut malesuada erat.<\/p>        <\/div>\n    <\/div>    \n    \n            <div class=\"review-block \">\n        <div class=\"border-bottom pb-4 mb-3\">\n            <div class=\"rating mb-2\">\n                                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                <span><i class=\"fa fa-fw fa-star\"><\/i> <\/span>\n                                <span class=\"text-dark ml-2\">10\/08\/2018<\/span>            <\/div>\n            <h4 class=\"review-title\">I was impressed with the convenience and very helpful customer service.<\/h4>            <p class=\"review-meta\">Lois M Natumn <span class=\"review-location\"><i class=\"fa fa-map-marker-alt\"><\/i>Wharton, TX<\/span><\/p>            <p class=\"review-text\">Sed ante sapien, pretium in diam vitae, volutpat iaculis ante. Aliquam sit amet lacus ligula. Maecenas in tortor sagittis, malesuada eros quis, tincidunt est. Quisque nec tellus accumsan, lacinia magna in, aliquet nisl.<\/p>        <\/div>\n    <\/div>    \n    \n    [\/vc_tta_section][vc_tta_section title=&#8221;Loan Terms&#8221; tab_id=&#8221;1556872182684-927717f4-3261-3&#8243;][vc_column_text css=&#8221;.vc_custom_1566294267534{margin-bottom: 0px !important;}&#8221;]Conditions and requirements included in a loan agreement that specify the loan amount, term, interest rate, and other enforceable conditions agreed to by the borrower and the lender.<\/p>\n<h4>Types of Term Loans<\/h4>\n<p><strong class=\"text-dark\">A short-term loan:<\/strong>\u00a0Mauris placerat ex nisl, quis pellentesque erat tristique non. Fusce laoreet elit et pulvinar sodales. Mauris sagittis semper massa, sed fermentum magna blandit quis. Orci varius natoque penatibus et magnis dis parturient montes, nascetur ridiculus mus.<\/p>\n<p><strong class=\"text-dark\">An intermediate-term loan:<\/strong>\u00a0Fusce laoreet elit et pulvinar sodales. Mauris sagittis semper massa, sed fermentum magna blandit quis. Orci varius natoque penatibus et magnis dis parturient montes, nascetur ridiculus mus.<\/p>\n<p><strong class=\"text-dark\">A long-term loan:\u00a0<\/strong>Etiam consequat nisl a mi pellentesque, vitae rutrum libero ornare. Phasellus eu lacus in diam suscipit lobortis id eget erat. Phasellus pharetra tortor sit amet sollicitudin aliquet. Nulla a mollis quam. Fusce placerat turpis quis quam posuere porta. Etiam mattis metus arcu. Suspendisse ut tempor sapien.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;EMP&#8221; tab_id=&#8221;1556872192064-be879abf-86ba-4&#8243;][vc_column_text css=&#8221;.vc_custom_1566294283197{margin-bottom: 0px !important;}&#8221;]<\/p>\n<p class=\"lead\">Divide your interest rate by the number of payments you&#8217;ll make in the year (interest rates are expressed annually). So, for example, if you&#8217;re making monthly payments, divide by 12. 2. Multiply it by the balance of your loan, which for the first payment, will be your whole principal amount.<\/p>\n<h4>Different Loans, Different Calculations<\/h4>\n<p>Sed ligula magna, suscipit non cursus sodales, ornare vitae eros. Vivamus sollicitudin mi eu tempor rhoncus.Sed posuere vitae enim vitae tristique.Maecenas egestas sodales augue quis ultricies. Ut aliquam euismod ligulaonec sit amet auctor urna.<\/p>\n<ul class=\"list-unstyled arrow\">\n<li><strong class=\"text-dark\">Use a basic loan calculator:<\/strong>\u00a0For most home and auto loans this\u00a0<a href=\"#\" target=\"_blank\" rel=\"noopener noreferrer\">Google Sheets<\/a>\u00a0calculator will handle.<\/li>\n<li><strong class=\"text-dark\">Build a spreadsheet:<\/strong>\u00a0Pellentesque eros ligula, dignissim ac pulvinar iaculis, malesuada ac jusutpat efficitur sapien.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Fees&#8221; tab_id=&#8221;1556872199630-da6b4c4e-d548-5&#8243;][vc_column_text css=&#8221;.vc_custom_1566294500355{margin-bottom: 24px !important;}&#8221;]<\/p>\n<h4>What Is a Loan Application Fee?<\/h4>\n<p>Nullam dictum justo et condimentum sollicitudin. Aenean vitae nibh eu erat mattis convallis. Nam accumsan lobortis tortor non venenatis. Donec et consectetur elit. Sed facilisis sagittis velit, eu suscipit nibh tempus viverra.[\/vc_column_text][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text css=&#8221;.vc_custom_1566294446460{margin-bottom: 0px !important;}&#8221;]<\/p>\n<h4>How a Loan Application Fee Works<\/h4>\n<p>Pellentesque faucibus lorem ac mi elementum imperdiet. Sed ligula magna, suscipit non cursus sodales, ornare vitae eros. Vivamus sollicitudin mi eu tempor rhoncus.<\/p>\n<ul class=\"list-unstyled angle\">\n<li>Fusce placerat turpis quis quam posuere porta.<\/li>\n<li>Suspendisse ut tempor sapid euismodt sem vestibulum .<\/li>\n<li>Nam egestas nisi vel nisi varius quis suscipit Sed id nislurnelit.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text css=&#8221;.vc_custom_1566294458264{margin-bottom: 0px !important;}&#8221;]<\/p>\n<h4>How Do Lenders Use Loan Application Fees?<\/h4>\n<p>Quisque vestibulum lectus quis pellentesque consectetur. Fusce ligula mi, ornare in tincidunt ut, auctor sed odio. Praesent diam neque, rhoncus non nulla non, sollicitudin pharetra leo.<\/p>\n<ul class=\"list-unstyled angle\">\n<li>Fusce placerat turpis quis quam posuere porta.<\/li>\n<li>Suspendisse ut tempor sapid euismodt sem vestibulum .<\/li>\n<li>Nam egestas nisi vel nisi varius quis suscipit Sed id nislurnelit.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_tta_section][\/vc_tta_tabs][\/vc_column][\/vc_row]<\/p>\n<\/div>                                    <\/div>\n                                    <div class=\"modal-footer\">\n                                        <button type=\"button\" class=\"btn btn-secondary\" data-dismiss=\"modal\">Close<\/button>\n                                        <a href=\"https:\/\/wpdemo2.vegatheme.com\/quanto\/ot_lenders\/hesber-au\/\" class=\"btn btn-primary\">Start With Landers<\/a>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                <\/td>\n            <\/tr>\n        <\/tbody>\n                <\/table>\n    <\/div>\n\n    [\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row css=&#8221;.vc_custom_1559114850181{padding-top: 80px !important;padding-bottom: 80px !important;}&#8221;][vc_column][\/vc_column][\/vc_row]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1148","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/wpdemo2.vegatheme.com\/quanto\/wp-json\/wp\/v2\/pages\/1148","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wpdemo2.vegatheme.com\/quanto\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/wpdemo2.vegatheme.com\/quanto\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/wpdemo2.vegatheme.com\/quanto\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/wpdemo2.vegatheme.com\/quanto\/wp-json\/wp\/v2\/comments?post=1148"}],"version-history":[{"count":0,"href":"https:\/\/wpdemo2.vegatheme.com\/quanto\/wp-json\/wp\/v2\/pages\/1148\/revisions"}],"wp:attachment":[{"href":"https:\/\/wpdemo2.vegatheme.com\/quanto\/wp-json\/wp\/v2\/media?parent=1148"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}